Your everyday super app

Chat with friends. Pay every bill. Live your day — in one app.

CrossApp - AI brings instant messaging together with mini programs for airtime, mobile data, electricity, movie streaming and dozens more everyday services — no extra downloads, no stress.

10+Mini programs
1 AppChat & pay together
FreeTo download
Why CrossApp - AI

Everything you do online, in one chat app

CrossApp - AI merges the app you already use to talk to people with the services you use to run your life — so your money and your messages finally live in the same place.

💬

Instant Messaging

Fast, reliable one-on-one and group chats with friends, family and businesses — built for how you actually talk.

🧩

Mini Programs

Bite-sized apps that open instantly inside CrossApp - AI — no separate downloads for airtime, data, bills or streaming.

🔒

Secure Payments

Every transaction is encrypted and verified, so you can top up, pay bills and send money with confidence.

Instant Utility Bills

Buy electricity tokens, mobile data and airtime in seconds without leaving your chat.

🎬

Movie & Entertainment

Stream and subscribe to entertainment services directly from a mini program — no extra sign-ups.

🏬

Built for Merchants

Businesses can launch a mini program storefront and reach CrossApp - AI users right where they're already chatting.

One app, countless services

Mini programs turn CrossApp - AI into your everyday super app

Mini programs are apps-within-the-app, built right into your chats. Tap once inside CrossApp - AI and you're topping up airtime, buying data, paying electricity bills or streaming a movie, without ever installing another app.

Explore Mini Programs
📶

Airtime

All networks, instantly

📱

Mobile Data

Daily, weekly & monthly

Electricity

Prepaid & postpaid tokens

🎬

Movies

Stream & subscribe

For businesses

Sell your service to millions of chat-first customers

List your business as a mini program on CrossApp - AI and get discovered by users who are already chatting, paying and transacting every day.

10+Mini programs at launch
2Platforms — iOS & Android
24/7Transactions, anytime
1App for chat and payments
Get started today

Download CrossApp - AI and start chatting, paying & living smarter

Available free on the App Store and Google Play. Sign up in minutes and get access to every mini program.